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What is your gender?
Which state do you live in?
Have you been a smoker in the last 12 months?
Is the Insured entity a Self-Managed Super Fund?

If you are purchasing cover within your Super Fund then you are not able to buy the Normal TPD or Trauma products.

You may still purchase these products from us but they must be outside of your Super Fund in a separate policy.


Do you want Income Protection cover?
Please select a waiting period (Days)
Are you covered by a Workers Compensation Policy?

Income Protection - Additional Benefits Bundle

The following Additional Benefits may be purchased by you as an optional extra with an additional premium payable. Please note these Additional Benefits are bundled together and cannot be purchased individually.

  1. Bed Confinement Benefit
  2. Family Support Benefit
  3. Accommodation Benefit
  4. Housekeeper Benefit
  5. Overseas Assistance Benefit
  6. Involuntary Unemployment Benefit
  7. Elective Surgery Benefit
  8. Child Care Benefit
  9. Child’s Trauma Benefit

Full descriptions of reach of the above benefits are contained in the PDS.

This Bundle requires a 10% increase to the Income Protection portion of your premium.


Would you like to add the above benefits to your Income Protection policy?
Would you like to add Inflation Protection Benefit at no extra cost?
Do you want Accidental Death cover?
Do you want Total Permanent Disability cover?
Do you want Trauma Cover?

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Why Aspect Underwriting ?
  • The world's specialist insurance market.

  • personalised, friendly service - you're dealing directly with the owners.

  • From a quote to fully covered in under 10 minutes, no phone calls required.

  • We can cover up to 85% of your income and offer the highest levels of cover in the market.