What is Accidental Death?
Accidental Death pays your Estate a benefit upon your death from an injury. It differs from Life insurance because it will not pay a benefit if the death is caused by an illness.
It would be paid in addition to any life insurance benefit you were entitled to and is significantly cheaper to buy because it only covers injury.
Typically, the sum insured would be in the range of $100,000 to $1,000,000, depending on your circumstances.